Currency exchange rates fluctuate continuously during trading hours as global currency markets operate 24 hours, 5 days a week across time zones from Sydney to New York. The rates in this calculator are updated regularly from open exchange rate data sources.
The mid-market rate (sometimes called the interbank rate) is the midpoint between buy and sell rates. Banks and exchange services add a margin on top — typically 1–5% for retail customers. Using a specialist service (Wise, Revolut, Starling) typically offers rates closer to the mid-market rate than traditional banks.
Common conversions include GBP to USD (Great British Pound to US Dollar), EUR to GBP (Euro to British Pound), USD to EUR, and GBP to EUR. The calculator supports all major world currencies.
Result updates automatically — including the reverse rate
Currencies you can convert
This free converter covers 37 of the world’s most-traded currencies, so you can check rates for travel, online shopping, freelancing or sending money abroad. Supported currencies include:
Major: US Dollar (USD), Euro (EUR), British Pound (GBP), Japanese Yen (JPY), Swiss Franc (CHF), Canadian Dollar (CAD), Australian Dollar (AUD)
Europe: Swedish Krona (SEK), Norwegian Krone (NOK), Danish Krone (DKK), Polish Złoty (PLN), Czech Koruna (CZK), Hungarian Forint (HUF), Romanian Leu (RON), Turkish Lira (TRY), Russian Ruble (RUB)
Asia-Pacific: Chinese Yuan (CNY), Indian Rupee (INR), New Zealand Dollar (NZD), Singapore Dollar (SGD), Hong Kong Dollar (HKD), South Korean Won (KRW), Thai Baht (THB), Malaysian Ringgit (MYR), Indonesian Rupiah (IDR), Philippine Peso (PHP), Vietnamese Dong (VND)
Middle East & Africa: UAE Dirham (AED), Saudi Riyal (SAR), Israeli Shekel (ILS), South African Rand (ZAR), Egyptian Pound (EGP), Nigerian Naira (NGN)
Heading abroad? Checking the mid-market exchange rate before you travel helps you judge whether a deal is fair. The rate shown here is the “real” rate banks use between themselves — airport bureaux de change, ATMs and travel-money cards usually add a margin on top, so you’ll typically get a little less foreign currency than the mid-market figure.
A few tips to get more for your money: avoid exchanging cash at the airport, where rates are usually worst; compare two or three providers before committing; and be wary of “0% commission” offers that simply hide their fee in a poorer rate. For spending while travelling, a debit or credit card that uses the mid-market rate with low foreign-transaction fees is often cheaper than carrying cash.
Frequently Asked Questions
Updated daily from open exchange rate data. For live trading rates use a forex platform.
Banks add a margin on top of the mid-market rate shown here.
All 37 of the most-traded world currencies, including USD, EUR, GBP, JPY, AUD, CAD, CHF, CNY, INR, NZD, SGD, HKD and many more across Europe, Asia, the Middle East, Africa and the Americas.
The mid-market rate is the midpoint between buying and selling rates for a currency pair — the "true" exchange rate you see on Google. Banks and currency services add a margin above this rate. Specialist providers like Wise typically offer rates within 0.5% of mid-market; banks often add 2–4%.
High street banks typically mark up exchange rates by 2–5% above mid-market and may add transfer fees. Specialist services like Wise, Revolut or Starling use rates close to mid-market and charge lower, transparent fees. For amounts over £500, using a specialist service can save significantly.
Exchange rates fluctuate constantly due to economic data releases, central bank decisions and geopolitical events. For large amounts, setting a rate alert lets you act when your target rate is available. Avoid exchanging at airports or tourist areas — their rates are typically 8–15% worse than mid-market.
Exchange rates change daily, so enter 100 and choose USD to GBP above for the current figure. As a rough guide, 100 US dollars has recently been worth around 75–80 British pounds at the mid-market rate.
Yes. It’s a quick way to check the mid-market “real” exchange rate before you travel, so you can tell whether a bureau de change, ATM or travel card is offering you a fair deal.
They’re the same type of rate — mid-market reference rates from open exchange-rate data — so they’ll be very close to what you see on Google or XE, give or take small timing differences.
Foreign exchange, or forex, is the global market where currencies are bought and sold. The exchange rate between two currencies moves constantly based on supply, demand and economic conditions.